Are you worried about getting your finances on track after a breakup? So was I. Though that’s not really giving the story the justice that it deserves. You see, it’s really all about making sure that you have the right mindset.
A few years ago, I was with a guy that I really thought would become the one for me. I thought he and I would have a great life together. So the first thing we did was combine our finances. It was a real mess for a lot of reasons. One of which was we never really communicated on who was responsible for what.
So our breakup was already messy because of personal issues, and then when you add in the pain of separating your finances, it really becomes a mess. No one knew what was due, and we racked up extra late fees because everything was late! We also had a shared cell phone plan on contract — who was now responsible for that?
One of the first things that you are going to have to do is make sure that you actually talk it out. Don’t just pretend to talk it out -0- truly try to figure out what the problems are and fix them. Don’t get sucked into the emotional side of the breakup. I had to really get over my pride and work these things out. We didn’t want to ruin each others’ credit, but we just didn’t want to be together.
If they are moving out of the house you both shared, make sure that their mail gets forwarded to them. It’s something that doesn’t take you a lot of time, and it can really help get things under control in a big way. It will also make the other person see that you do still care about them enough to give them respect. They are much more likely to respect you in return when you do this.
Another point that I will make is that there will be a lot of personal financial information lying around the house. Please shred it. Don’t get any stupid ideas just because you are angry.
Take the time after a breakup to focus on you, and how you’re going to make your life better from here. Don’t forget to budget because it’s very easy to overspend. You’re hurt, you’re upset, you’re ready to just explode.
Calm down. Rest in the knowledge that you are so much bigger than your problems at hand. You have the power to get back on track. Will you? Well, that’s up to you, isn’t it? Trust me — it’s worth it! Go get ’em!